Boat Insurance in Gulfport, MS
Boat insurance helps manage the financial risk of boat ownership. At Jarrard Insurance Inc, we help boat owners throughout Gulfport, MS compare coverage options based on vessel type, usage and preferences.
What Does Boat Insurance Typically Cover
Policy recommendations vary depending on how your boat is used, where it’s stored and what type of watercraft you own. A standard boat insurance policy may include the following coverage:
- Physical damage coverage may help repair or replace your boat after a collision, storm, fire or theft.
- Liability coverage may assist with costs if you’re legally responsible for injuries or property damage while operating your vessel.
- Medical payments coverage may offer coverage for accident-related injuries to you or your passengers.
- Uninsured/underinsured watercraft coverage may help if you’re involved in an accident caused by someone without proper insurance.
- Towing and emergency assistance may offer help if your boat becomes disabled while on the water.
Optional add-ons may include personal effects coverage, trailer protection or coverage for fishing equipment and navigational electronics.
What Sets One Policy Apart from Another?
Not all boat insurance policies are structured the same. Your agent can help you consider the following:
- Agreed value vs. actual cash value settlement options
- Availability of seasonal or lay-up discounts
- The ability to insure accessories or add-ons separately
- Navigation limits that define where you’re covered
- Requirements for safety equipment or certifications
Contact Us Today
Jarrard Insurance Inc helps boaters in Gulfport, MS find appropriate insurance coverage. Contact our office today to request a quote.