Auto Insurance in Gulfport, MS
Auto insurance helps you, your passengers and your vehicle handle unexpected events while driving. At Jarrard Insurance Inc, we help local drivers find coverage that suits their needs and budgets.
Does Mississippi Law Require Auto Insurance?
State law requires drivers to have liability insurance for injuries and property damage caused to others. While this provides basic coverage, many drivers may opt for additional options for broader support.
What Does a Policy Cover?
Standard auto insurance typically offers several types of coverage, including the following:
- Liability coverage is required by state law and may cover bodily injury and property damage you cause to others in an accident.
- Medical payments (Medpay) coverage can assist with medical costs for you and your passengers after an accident.
- Comprehensive coverage may help cover your car repairs after non-collision events such as theft, vandalism or weather-related damage.
- Uninsured/underinsured motorist coverage may apply if you’re involved in an accident with an at-fault driver who has little or no insurance.
- Collision coverage can help pay for damage to your vehicle after a collision, regardless of fault.
You also customize your policy with optional add-ons, such as:
- Replacement cost coverage
- Gap insurance
- Rental car reimbursement
- Roadside assistance coverage
- Custom parts coverage
Are There Any Insurance Discounts Available?
- Safe driver discounts: You may save if you have a clean driving record with no recent accidents or violations.
- Multi-policy discounts: You can bundle your auto insurance with home or renters insurance.
- Good student discounts: Students with strong academic performance may qualify for lower rates.
- Vehicle safety features: Cars equipped with anti-theft devices or advanced safety features may be eligible for discounts.
- Low mileage discounts: If you drive fewer miles than average, you may pay less for coverage.
Get Started Today
Contact Jarrard Insurance Inc today to learn more and get a free quote.